Spouse’s pension (HP members who have taken their retirement benefits)

Spouse’s pension (HP members who have taken their retirement benefits)

The Plan will pay a pension equal to 60% of the pension which would have been payable on the date you died. The amount payable will ignore any amount of your pension you may have chosen to convert to a cash sum when you retired.

Where your spouse or civil partner is more than 15 years younger than you, the pension they’ll be paid by the Plan will be reduced. The level of reduction will not be more than 2.5% for each year greater than 15 years.

Additionally, if you left the Plan before 17 May 1990, the amount of pension payable to your surviving spouse or civil partner may be different. If this affects you, and you would like to know more, please get in touch with Trafalgar House.