Spouse’s pension (HP section members yet to take their benefits)

Spouse’s pension (HP section members yet to take their benefits)

Your spouse or civil partner will receive a pension for life. This will be the greater of:

a)         1/160 x your final reckonable salary for pensionable service after 6 April 1978; and

b)         1/160 of your final reckonable salary for pensionable service after 6 April 1978 and before 5 April 1997, and 1/160th of band earnings of pensionable service revalued to date of death.

If you were to die after your normal retirement date not having taken your benefits, then different benefits may be payable. Please contact the Plan’s administrator, Trafalgar House for more information.

Where your spouse or civil partner is more than 15 years younger than you, the pension they’ll be paid by the Plan will be reduced.  The level of reduction will not be more than 2.5% for each year greater than 15 years.

Additionally, if you left the Plan before 17 May 1990, the amount of pension payable to your surviving spouse or civil partner may be different. If this affects you, and you would like to know more, please get in touch with Trafalgar House.